Beauty Farm Medical and Health Industry Inc. (Beauty Farm) disclosed that it has deployed a total of RMB300.00 million (approximately HK$348.84 million) of idle cash into four principal-guaranteed structured deposits issued by Shanghai Pudong Development Bank (SPD Bank) between June and September 2026.
Key transaction details • September 17, 2026: – Naturade Medical Instrument invested RMB50.00 million in “Liduoduo 99JG3728” with a 177-day tenor (matures 16 Mar 2027). – Shanghai Yanze injected RMB100.00 million into “Liduoduo 99JG3723” with an 89-day tenor (matures 16 Dec 2026).
• July 15, 2026: – Beijing Palaispa placed RMB80.00 million in “Liduoduo 99JG2265” with an 88-day tenor (matures 13 Oct 2026).
• June 29, 2026: – Naturade Medical Instrument subscribed RMB70.00 million to “Liduoduo 26JG8357” with a 176-day tenor (matures 25 Dec 2026).
Product mechanics All four deposits are: 1. Principal-guaranteed with variable returns referenced to the EUR/USD spot rate as published by Bloomberg BFIX. 2. Structured to pay a fixed base yield of 0.70% per annum plus a variable component ranging from 0% to 1.25%, depending on pre-set exchange-rate thresholds at observation dates close to maturity. 3. Classified by SPD Bank as “low-risk.” 4. Non-redeemable by the subscriber before maturity, while the bank retains the right to early terminate.
Regulatory classification Individually, each subscription falls below the 5% threshold under Hong Kong Listing Rule 14.07 and would not be discloseable. Aggregated within a 12-month period and with the same counterparty, the combined size exceeds 5% but remains below 25%, causing the pooled transactions to qualify as a discloseable transaction under Rule 14.22. Consequently, Beauty Farm has fulfilled the required notification and announcement obligations; shareholder approval is not necessary.
Rationale and funding Management stated that allocating temporary surplus cash to short-dated, low-risk deposits enhances capital efficiency without constraining day-to-day liquidity. All commitments are funded from internal resources and do not involve proceeds from the company’s December 2022 global offering.
Corporate profile Beauty Farm operates beauty and wellness clinics, aesthetic medical services and sub-health treatment centers across China through subsidiaries including Naturade Medical Instrument, Shanghai Yanze and Beijing Palaispa.